William Ware

The fact is that the private insurance industry has gotten us into this mess in the first place. What you are proposing is a return to pre-Great Depression dog-eat-dog social Darwinism. You are philospophically a century behind the curve in your proposal.

Do the math. The crisis in health care availability is caused by sky rocketing costs that the private insurance industry has brought on. Medicare and Medicaid have done all the heavy lifting on keeping costs down and still the greed-based players keep driving things up.

Stock holders & boards of directors for for-profit health care institutions and those for insurance companies understand each other perfectly. Sky rocketing costs feed fears and needs which drive people to purchase increasingly expensive private insurance.

Again, Medicare provides administrative costs at a small fraction of the greed playerr "expenses" which often include vastly fiscally distrorted (depending on tax and stock quote needs) real estate and collateral business acquisitions.

Then further loot the health care dollare in the form 19-35% profit rake of the Insurance, Greed based hospital changed and conscienceless Big Pharmas and the simple fact is that much more health care can be provided far cheaper by Medicare for all.

The evidence based care prioritizing that is the heart of Archimedes thinking can provide further savings. Linking research, simplified accountancy and out come follow-up is a lot easier to contemplate in a system like Medicare for all which is backed by a Federal mandate.

Honestly John, I would be the last to stiffle your freedom of speech. But don't you think your kind of Happy Days 50s-ish wishful thinking would be happier and better received on a Libertarian web page?

I'm sure you are a great guy, but economics is not your field. 

William Ware

Frankly John, I did not follow the analogy to the savings account? The health care for lucor players are the ones providing sub-standard care. In fact, they deny a great amount of necessary care and drive up the costs in a great number of ways.

It is the insurance industry that has created an expensive, sub-standard health care crisis in this country.

It it is the insurance industry that is depriving people of care in oh so many ways. Denials of coverage and treatment for any or no reason, no coverage for pre-existing conditions,no pay for prevention, denial of choice of providers (yes John, this was invented by the insurance industry and now they continuously lie about it being a drawback of a universal care system even as they tighten their doctors lists to include only those who will assist in denial of care) Insurance is less likely to pay for and proven naturalpathic treatment, inflated co-pays- on and on.

Really John, why aren't you sick of the insurance industry making us a sicker society?

Let us do the math. Insurance companies profit by depriving health care. They will do it at every occasion and some times with tragic outcomes. Insurance companies administrative expenses are exponentially greater than Medicares- and Medicares costs will go down dramatically when we stop means testing.

Insurance companies expense-out real estate and collateral industry acquisitions (and pervert their value depending on tax and stock value needs.)

And let us not forget to take into account the 10-35% profit rake for the greed players in insurance, for-profit hospitals and facilities and Big Pharma? On an even playing field Medicare for all will provide more care at perhaps 40% or greater savings. But insurance companies have never wanted a truly competitive system where they can just insure the diseases of the rich and get their brutal hands out of the learned profession of medicine.

And remember John that this is the Archimedes sight where evidence based health care analysis is the name of the game. Research, experiment and cost effectiveness studies will be easier to accomodate in a Medicare for all, Federally mandated setting.

There are no credible economic studies that show private insurance is better or cheaper than Medicare for all. Soon I will post on these pages studies which show Medicare for all is economically superior,

In a single payer United States, which is ineviable, there will still be health insurance available for diseases of the rich and those who want that five star hotel, hostpital stay.

Finally Insurance companies stock holders and CEOs and those of the greed-based health care providers/denyers such as for-profic clinics chains and hospitals understand each other perfectly. Fear of sky-rocketing health costs feeds fears and needs that require people to purchase increasingly expensive insurance policies. In short, all of them are thick as thieves.

Have you had enough, John? Medicare did not create this crisis- a contar, it is the only thing holding the line on costs and providing a safety net for our vulnerable seniors.

If you are going to regulate premium payments and other aspects, you have already abandoned the libertarian, dog-eat-dog social darwinism and right-wing ideology of a certain political party. Why not support an effective role for government instead of a weak, ineffectual and all too often corrupt regulatory system which we already have?

Why not see the change through- based on the simple fact that Medicare for all will give more care at a vastly cheaper cost?